Jeffrey Freedman - Attorneys at Law
 
Chapter 7 - Straight Bankruptcy


If you owe more money than you can be expected to pay in the near future, you may want to consider Chapter 7. Chapter 7 allows the debtor to have the Court "discharge" or cancel most of his or her debts to obtain a fresh start. Chapter 7 generally stops bill collectors from calling you and prevents creditors from garnishing your wages. You may be able to protect most of your personal property through Chapter 7.

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