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Debt Collectors Are Prohibited From Doing Lots of Things

Posted: September 13, 2011

The Fair Debt Collection Practices Act (FDCPA) prohibits collection agencies from using abusive, deceptive, and unfair practices to collect a debt from you.

• Threatening arrest for not paying a bill
• Threatening a lawsuit, garnishment, levy, or lien if not actually intending or legally permitted to take such action
• Calling your family, friends, neighbors or employers to collect a debt
• Leaving abusive phone messages
• Insulting, yelling or swearing at you
• Calling your workplace after telling the collector not to call you there
• Lying, threatening, or otherwise harassing you in any way

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