Types of Long Term Disability

Many employers will offer disability insurance as part of an overall employee benefits package. You may or may not contribute to the cost of the policy by way of payroll deduction. This type of policy is called a group long term disability insurance policy.

You can also purchase a policy of your own from an insurance company directly, or through your insurance agent. This is referred to as a private long term disability insurance policy.

The distinction between the two can be very important, as it may determine which laws govern your policy.

No Fee Unless You Obtain Benefits

Similar to our Social Security clients, you will not pay an attorney fee unless you obtain the disability benefits you deserve.

Cases may be referred to attorneys not affiliated with the firm.