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Workers’ Compensation Questions and Answers

If I’m hurt at work and don’t file a claim, what will happen?

You may lose your benefits related to the injury.

Are all jobs covered by Workers’ Compensation?

Most occupations are covered by New York State Workers’ Compensation. The exceptions to this are New York City Police and Firefighters, teachers, sanitation workers, federal employees, and clergy.

Should I hire an attorney for my Workers’ Compensation case?

There are important time deadlines in a Workers’ Compensation case. The paperwork can be complex. Insurance companies will try to limit your benefits. For these reasons it may be advisable to hire a skilled Workers’ Compensation attorney.

Will I have to pay an attorney out-of-pocket?

No. A fee will be decided by a Workers’ Compensation Judge and will be taken out of any settlement you receive.

Someone from the insurance company contacted me. Should I speak with them?

No. Investigators from the insurance company do not have your best interest in mind. They are hired to save the insurance company money and make sure you receive the least amount possible.

Are prescription medications related to my injury covered by Workers’ Compensation?

Yes. Pharmacies will bill the insurance carrier for any medications. The law requires the carrier to pay for medications related to the injury. You may be required to use a pharmacy chosen by the insurance carrier (unless it is an emergency).