The efforts of non-profit agencies and government entities reaching out to homeowners who are behind on their mortgage, have created an environment which is just right for scam artists to prey upon homeowners in default.
Don’t let fear of foreclosure, and desperation for help cloud your judgment about which sources of help are legitimate, and which are scams. Read through these guidelines, check any agencies with your local Better Business Bureau, remember if it’s too good to be true, it may not be legitimate, and as always, trust your instincts.
With mortgage payments in arrears, there are often many options such as a modification, a temporary forbearance, or Chapter 13 Bankruptcy. Research all options, and reach out for trustworthy help wherever you can.