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What to Expect When Applying for SSD Benefits

From the time you apply for Social Security Disability benefits, it could take more than three years to receive a final decision if your claim is denied initially, and most claims are.

The Social Security Administration has a strict definition of what qualifies as a disability.  To qualify you must be unable to perform work you did previously, you must be unable to adjust to other work because of one or more medical conditions, and your disability must have lasted or be expected to last for at least one year or result in death.

Many conditions qualify as disabling.  They include brain, hormonal, mental, heart, digestive, and other diseases as well as some immune conditions and malignant cancers.  If your condition is not on the list, you may still qualify if it is equally severe as one that is.  

You can apply online, over the phone, or in person.  Phone and in-person wait times can be long, so it is easiest to apply online.  The application process can be long and difficult, however, so it is best to hire an experienced SSD attorney to help you.