In the event you are involved in a ride-sharing accident with a company like Uber or Lyft, it can be difficult to hold a company responsible for the actions of an independent contractor. Your options depend in large part on the laws of the state in which the accident took place.
If the accident occurs while you are a passenger, and your driver was at fault, Uber and Lyft both have $1 million liability policies that will cover you. If you need to sue, you would sue the driver and the insurance company.
If another driver is at fault, that driver’s insurance policy would cover your medical bills. But if the accident is serious enough, Uber and Lyft have $1 million underinsured motorist policies that may apply.
Be sure to seek out the help of a personal injury attorney in the event you are involved in any accident to make sure you receive the compensation you deserve for your injuries.