“Dos and Don’ts” for Increasing Your Chances of Getting Benefits

Applying for Social Security Disability Insurance (SSDI) benefits can feel confusing, slow, and full of unexpected hurdles. Unfortunately, thousands of SSDI applicants are denied benefits on their initial attempt. This isn’t because these applicants don’t have real disabilities; many applicants unknowingly submit incomplete paperwork, miss deadlines, or struggle to prove the severity of their medical conditions.

Understanding the SSDI application process, knowing which documents to gather, and learning how to file for SSDI benefits the right way can make a significant difference in your claim’s outcome.

How the SSDI Application Process Works

Filing for SSDI benefits starts with submitting your initial application, either online, by phone, or at your local Social Security office. Once submitted, the Social Security Administration (SSA) reviews your medical records, work history, and other supporting information to determine if you meet eligibility requirements.

If your claim is approved, you’ll begin receiving benefits; if your claim is denied, you have the option to appeal. Following the right steps from the start is crucial to avoiding delays or denials.

“Dos” for a Strong SSDI Claim

Taking these steps can improve your chances of a successful SSDI claim.

Prepare Thoroughly

• Gather all necessary documents before you apply, including medical records, employment history, and personal identification.
• Talk with your doctor about your disability and ask them to provide a detailed statement describing your medical condition and how it affects your ability to work. If your doctor doesn’t fully support your claim, consider getting a second opinion.
• Keep copies of all medical records and provide them to an attorney if you decide to work with one or to the SSA when submitting your application.

Work With an Attorney

• An attorney can help you navigate the SSDI application process, ensure forms are completed correctly, gather supporting evidence, and increase your chances of approval.

Make Sure Your Application is Complete

• Fill out every section of your SSA forms completely and honestly, including details about your work history, medical conditions, and daily limitations.
• Whether you file for SSDI online, by phone, or in person, make sure that all information provided is accurate and consistent.

Follow Your Treatment Plan

• Continue regular doctor visits and adhere to prescribed treatments, medications, and restrictions. The SSA considers all of your medical conditions together when evaluating your claim.
• Make sure every medical provider is aware of and validates your symptoms and limitations so your documentation accurately reflects your condition.

Keep Track of Your Claim

• If you are working with an attorney, stay in contact with them in addition to the SSA. Both your attorney and the SSA should be notified of any new medical records, hospitalizations, or changes in your condition.
• Check your claim status periodically to avoid administrative delays, and always respond promptly to SSA requests.

Consider Supportive Statements

• Think about potential witnesses who can provide letters confirming your condition and its effects, such as an employer, coworker, or caregiver. These statements can strengthen a case if a hearing becomes necessary.

Be Honest and Transparent

• Always provide truthful, correct information to SSA representatives, healthcare providers, and your attorney. Clear, consistent information is critical for a successful claim.

“Don’ts” for Applying for SSDI

Every case is different, but in general, here are a few things you should not do when you are trying to win disability benefits.

Don’t Delay Your Application

Waiting too long to submit your claim can reduce your benefits or even lead to denial. That said, if you don’t have medical documentation supporting your inability to work, applying too early may complicate your case.

Don’t Rely on Unemployment Benefits

Collecting unemployment may conflict with your SSDI claim. To receive unemployment, you must be able and ready to work, but applying for SSDI benefits indicates that you are unable to work.

Don’t Stay With a Doctor Who Doesn’t Support Your Claim

Don’t continue visiting with a doctor who is unsupportive of your claim. If you disagree with your doctor regarding your ability to work, chances are that you also disagree with your treatment plan. You want a medical provider who understands how to treat your conditions and is willing to support your disability claim.

Don’t Assume You Can’t Afford an Attorney

Don’t assume you can’t afford an attorney. Having experienced legal representation can significantly reduce mistakes and strengthen your claim. The SSA rules cap fees at 25% of your back pay, with a maximum of $9,200 as of November 2024, and any fee agreement must be reviewed and approved by the SSA before payment.

Don’t Miss Deadlines

If your claim is denied, you typically have 60 days to file an appeal. Missing this window could prevent you from challenging the initial decision.

Don’t Ignore SSA Requests or Instructions

Failing to respond promptly to SSA requests, attend appointments, or provide updated medical information can delay your claim or lead to denial.

Need Help Applying or Appealing for Disability Benefits?

If you are unsure how to file for SSDI benefits, you’re not alone. The unfortunate reality is that applying for disability benefits is often difficult. Jeffrey Freedman Attorneys has decades of experience helping individuals prepare applications and fight denials through appeals. Whether you’re filing for the first time or trying again after being denied, our team is here to protect your rights and help you get the benefits you deserve. Contact us today to get the support and advocacy you need.