Social Security Disability & SSI

Many people think of only physical problems as qualifying for disability benefits. However, millions of Americans are diagnosed with mental health disorders each year that significantly impact their daily lives. These emotional, mental, and psychological disorders may be so severe that they affect someone’s ability to maintain a job. If your mental health condition is debilitating enough, you may be eligible for disability benefits.

Has your physical injury led to mental health problems?

Experiencing a physical disability may cause you to develop a mental disability such as depression or anxiety. If you can no longer do the things you are accustomed to doing, such as maintaining employment, it can cause significant stress, anxiety, or depression. Thoughts of being unable to financially support yourself or your family may become overwhelming and exacerbate mental health conditions.

How severe is your mental health condition?

You may be eligible for disability benefits if your condition is impacting your ability to:

• Understand or follow instructions
• Interact with people
• Concentrate on tasks and chores
• Adapt to various situations or environments
• Manage yourself

According to the Social Security Administration (SSA), your mental disorder must demonstrate one of the following:

• A significant cognitive decline from a previous level of functioning and a severe limitation of mental functioning.
• Serious and persistent effects that require medical treatment to manage symptoms and result in a minimal capacity to adapt to environments not already a part of daily life.

To prove to the SSA you have a debilitating mental health condition, seek out a diagnosis and treatment from a psychiatrist, psychologist, or other mental health professional. These providers can document your condition, which will help your case. If you don’t work with a provider, you will need to prepare for the SSA’s mental status exam.

Note: We recommend avoiding alcohol, drugs, or unprescribed medication if you have been diagnosed with a mental health condition. Not only can these substances negatively affect your mental health, but they could also impact your Social Security disability case. The SSA often disregards the severity of your mental health condition and will instead evaluate if you would be able to work if you stopped using substances.