When you are mourning the loss of a spouse, the last thing you should have to worry about is your finances. Unfortunately, for many of our clients the opposite is true. Every day we work with clients that are in the midst of dealing with the loss of a loved one and are suddenly forced to come to us for assistance in securing their late spouse’s Social Security disability benefits after their passing. While it may sound frivolous to some, if you are relying on your spouse’s Social Security income to support your household, ensuring you continue to receive it is critical to your family’s financial future.
If you have specific questions about receiving your spouses’ Social Security disability benefits, please contact us.
In general here is how the SSA determines eligibility for disabled widows or widowers:
- You must be age 50 or over.
- You must be totally disabled from work and have the medical documentation to prove it.
- Your disability must be expected to last 12 months or more, or until death.
- Your disability must have occurred within 7 years of your spouse’s death.
- Your spouse must have paid enough in to the Social Security system so that he/she would have been eligible to receive benefits before their death.