The Social Security Administration (SSA) has announced a COLA increase of 2.8 percent starting in January 2026. This means Social Security Disability (SSDI) benefits will go from an average monthly payment of $1,586/month to $1,630/month.
Supplemental Security Income will see increases to $994/month for a single person, and $1,491/month for a couple. SSA has posted information about the increase on their 2026 COLA Fact Sheet page at ssa.gov .
In an additional change, the threshold for Substantial Gainful Activity (SGA), will increase from $1,620/month to $1,690/month for individuals who are not blind, and the Trial Work Period (TWP) threshold will go from $1,160/month to $1,210/month. This is a positive step for beneficiaries who are able to supplement their income with part-time work, or who are trying to return to work at some level. The SSI Resource limits will not change, as they are fixed by law.
