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SSD Recap

If you suffer from a physical or mental condition that impairs your ability to work full-time, you may be able to file a successful social security disability claim through the Social Security Administration. There are two kinds of benefits: 1) social security disability insurance (SSDI); and 2) supplemental security income (SSI).

SSDI is offered to people who have paid into the social security system over the course of their working lives; benefits are funded by deductions from everyone’s paychecks. SSI is provided to low-income individuals, children, and blind people.

To qualify for benefits, you need to show that your condition prevents you from being able to earn a certain amount of money as a full-time worker. If you are applying for SSDI, you also have to show that this condition will keep you out of work for at least twelve months (or is expected to keep you out that long) or is expected to result in your death.

To help you understand the claims process, the SSA provides the “blue book,” which has an official listing of conditions that are approved by SSA standards. In specific circumstances, however, you may still qualify for benefits, even if your condition is not listed in the book.

Most people have their claims denied after application, so do not be discouraged from appealing the decision. Hiring an experienced SSD attorney can help you greatly in navigating the application process and any subsequent appeals.