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What Affects your Social Security Disability

Many people hold more than one job, so it makes sense that they have more than one source of income.  However, depending on the sources, your Social Security Disability (SSD) benefits may be affected.

Disability payments from private sources will not affect your SSD benefits.  Such payments include insurance benefits or private pensions. Workers’ compensation or public disability benefits will likely affect SSD benefits because these benefits are usually paid by federal or state workers’ compensation agencies or by insurance companies on behalf of employers.

Public disability benefits like state temporary disability benefits, civil service disability benefits, or state or local government retirement benefits that are based on disability may also affect your SSD benefits.

If you receive SSD benefits, they will not be affected by Veterans Administration benefits, state and local government benefits (if Social Security taxes were deducted from your earnings), or Supplemental Security Income (SSI).

Always make sure to report changes to the Social Security Administration.  You may be entitled to higher payments than you are receiving, or, if changes should reduce your SSD benefits amount and you do not report them, you may be forced to pay back the government for the amount to which you were not entitled if the SSA discovers your omission.