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Work Eligibility for Social Security Disability

Work Eligibility for Social Security Disability

Social Security Disability Insurance (SSDI) benefits and Social Security retirement benefits are not the same. With the latter, you are entitled to receive a retirement benefit upon reaching a certain age and after an examination of your lifelong work history. With SSDI, your eligibility for SSDI benefits is determined by more specific work requirements.

When looking at eligibility for SSDI benefits, the Social Security Administration (SSA) looks at the ten-year period prior to your disability onset date. If you worked for those ten years, and you earned almost $5,000 every year for five of those last ten years, you have enough work credits to qualify for SSDI benefits. If you are under 31 years old, the work requirements are different because you’ve had fewer years to work.

How much you earned during the ten-year lookback period will determine how much you will receive in your monthly SSDI benefits in the event that your claim is approved.