If you get injured at work, you do not need to prove that your employer was negligent, and it does not matter if you were negligent either when the injury occurred. As long as you were injured at work while performing your regular job duties, you can file a workers’ compensation claim.
Although filing a claim sounds like it should be a simple process, there are additional aspects to workers’ compensation that you should consider. First, make sure your employer actually submits your claim. Some employers try to avoid liability by avoiding you or sending you to your own doctor in the hopes that you will cover medical costs on your own.
Next, understand that the insurance company is looking to pay out as little as possible for your claim, so they will look for ways to get you back to work as quickly and as cheaply as possible. Insurance companies frequently use improper formulas to determine how much you are owed while you are out of work.
Lastly, you do not need money in order to hire an attorney for your legal representation. Your attorney only gets paid if you win your claim to receive benefits.